Investing in better hearing is one of the most life-changing decisions you can make—but let’s be honest, it often comes with questions around cost. As an audiologist, one of the most common concerns I hear is, “How can I afford the best hearing aids for my needs?”
The good news is, you’re not alone—and there are funding options available. Whether you’re eligible for government programs, have private health insurance, or are simply looking for a payment plan that fits your lifestyle, understanding your options can make all the difference.
In this blog, I’ll break down the various ways to fund high-quality hearing devices, explain what to consider when comparing options, and offer practical advice on how to prioritise value over just price. Because hearing well isn’t a luxury—it’s a necessity.
Here are some of the top questions I often face
Are there government programs in Australia that help with the cost of hearing aids?
Yes, the Hearing Services Program (HSP) offers eligible people access to subsidised hearing aids and services.
Can private medical funds cover the cost of hearing aids?
Many private health insurance plans offer partial coverage for hearing aids. It’s best to check with your specific provider for details.
How does the National Disability Insurance Scheme (NDIS) support hearing aid purchases?
If you’re an NDIS participant with hearing loss, you may receive funding for hearing aids as part of your plan.
Can my workplace help me afford hearing aids?
Some employers offer assistance or accommodations for employees with hearing loss. It’s worth discussing with your HR department.
Are there payment plans available for hearing aids?
Many audiologists and hearing aid providers offer payment plans to help manage the cost over time.
Do government subsidies cover the latest hearing aid models?
Subsidies often cover a range of models, but the latest or most advanced options might require additional out-of-pocket payment.
How do I know if I’m eligible for the Hearing Services Program?
Eligibility criteria include being an Australian citizen or permanent resident, 21 years or older, and meeting specific hearing loss criteria.
Can I upgrade my hearing aids through the NDIS or HSP?
Upgrades are possible, but they depend on your individual plan and eligibility. Consult with your audiologist for specific advice.
Are there any low-cost hearing aid options for those not covered by insurance or subsidies?
Yes, some providers offer basic or entry-level models at lower costs, and there may be charitable organisations that offer assistance.
What should I consider when choosing a payment plan for hearing aids?
Consider the interest rate, total cost over time, and how the payments fit into your budget. It’s important to find a plan that’s financially sustainable for you